Gifts that Give Back
Use Your IRA for Good
Support [Nonprofit name] and enjoy tax benefits by taking advantage of the Qualified Charitable Distribution (QCD)! If you're 73 or older, you can make a gift directly from your IRA to [Nonprofit name] while reducing your taxable income. This allows you to fulfill your required minimum distribution and make a meaningful impact on our mission. Join us in making a difference today!
[Nonprofit name] EIN [00-0000000]
Benefits of a QCD
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Avoid income tax on transfers of up to $111,000 (per person) to our organization
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Satisfy your required minimum distribution (RMD) for the current year
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Reduce your taxable income, even if you do not itemize deductions
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Make a gift that is not subject to the deduction limits on charitable contributions
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Help further our work!
How To Give from Your IRA
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Contact your IRA plan administrator and let them know you want to make a charitable gift from your IRA to [Nonprofit name]
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Your IRA funds will be directly transferred to our organization to help continue our important work
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Because financial institutions often omit the donor's name in paperwork, please let us know to expect your gift
For more information, call (000)000-0000 or email [email@address.org].
Frequently Asked Questions (FAQ)
When do I need to make my gift?
[Nonprofit name] must receive your gift with enough time to process it. Unlike other charitable gifts made by check, please be aware that your QCD must clear your account by Dec. 31 to count toward your required minimum distribution for the calendar year. We suggest having a check sent no later than December 1. Contact your financial advisors for more information.
Can a rollover gift be used to pay my pledged support or event sponsorship to [Nonprofit Name]?
For pledges: Yes, you may use one or more qualified charitable IRA rollover transfers to fulfill a charitable pledge to [Nonprofit Name], provided no goods or services are received in exchange for the gift.
For events: Qualified Charitable Distributions must be fully charitable gifts. This means they cannot be used to pay for event tickets, sponsorships with benefits, memberships, or any arrangement where goods or services are provided. Please note that a QCD cannot be used for the charitable portion of an event ticket or sponsorship while personal funds cover the remainder — the IRS considers the overall transaction, not just the QCD piece. If a QCD is involved, it must be a completely separate, standalone gift with no connection to event attendance or benefits. If you plan to attend an event or receive sponsorship benefits, those costs must be paid separately using personal funds.
If I made a QCD last year, can I do this again for the current tax year?
Yes. The current law extends the QCD provision indefinitely – with no expiration date – allowing individuals to make qualifying gifts every tax year.
Can I still make a gift with an IRA beneficiary designation?
Absolutely! Whether or not you choose to make a QCD, you can still designate [Nonprofit name] as a beneficiary of your IRA assets after your lifetime. The QCD is simply another option for those who would like to see their philanthropy at work now.
For more information, please contact us at (000)000-0000 or [email@address.org].
Disclaimer: The information on this site is intended to assist you in your charitable planning. It is not legal advice and should not be relied upon as such. Please consult with your attorney or other advisor for professional advice and to discuss how this information can benefit you as you consider your financial and philanthropic goals.
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